{"id":28174,"date":"2014-08-13T09:09:16","date_gmt":"2014-08-13T13:09:16","guid":{"rendered":"https:\/\/cablemanpro.com\/wallstreetpr\/?p=28174"},"modified":"2014-08-13T09:09:16","modified_gmt":"2014-08-13T13:09:16","slug":"office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate","status":"publish","type":"post","link":"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174","title":{"rendered":"Office Depot Inc (NYSE:ODP) Store Cards Charges 27.99% Interest Rate"},"content":{"rendered":"<p style=\"text-align: justify;\">Boston, MA 08\/13\/2014 (wallstreetpr) \u2013 With income level going higher day by day, banks have become slightly more active than old days. Interest rates of credit cards are close to 15% (on average); therefore, people don&#8217;t want to leave huge cash in their account. The other object that is available in the market similar to credit cards is store card. Although you can pay a bill with your store care, but be ready to pay higher interest rates than the <a href=\"http:\/\/www.post-gazette.com\/business\/2014\/08\/13\/store-cards-can-carry-higher-interest-rates\/stories\/201408130037\" target=\"_blank\">credit<\/a> cards.<\/p>\n<p style=\"text-align: justify;\"><b>Average Of Interest Rates: <\/b><\/p>\n<p style=\"text-align: justify;\">On the basis of a survey conducted by CreditCards.com, the average interest rate that one has to pay on store cards is 23.23% whereas the average interest rate charges by the companies on credit cards is 15.03%. You can clearly see the difference here and accordingly make up your mind as what&#8217;s important for you i.e. a store card or credit card. The survey was done in Austin and Texas area.<\/p>\n<p style=\"text-align: justify;\">It was conducted on 36 large retail giants of US that offer credit card facility. The two stores that charge more interest rates than any other store in US are <b>Office Depot Inc (NYSE:ODP)<\/b> and Staples. Both of them charge as much as 27.99% from the customers. Other stores like Dick\u2019s JCPenney, Sporting Goods, TJ Maxx and Toys R Us charge around 26.99% interest rates from their customers. Although there are other stores that charge way lesser than their counterparts i.e. Costco (15.24%), Nordstrom (10.9%-22.9%) and OfficeMax (9.99%-23.99%).<\/p>\n<p style=\"text-align: justify;\"><b>Why Do Rates Vary From Customers To Customers? <\/b><\/p>\n<p style=\"text-align: justify;\">Customers, who have excellent creditworthiness, get the lowest interest rates. Rates keep increasing with the decrement in credit scores. Often 750 and more FIFO score is considered as the best score; hence, the customers who have this much score are charged with the least interest rates. As the credit score decreases, risk of fraud increases, therefore, stores offer variable interest rates for customers with different credit scores.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Boston, MA 08\/13\/2014 (wallstreetpr) \u2013 With income level going higher day by day, banks have become slightly more active than old days. Interest rates of [&hellip;]<\/p>\n","protected":false},"author":32,"featured_media":25327,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"twitter_2902945987_2902945987":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[2236],"tags":[776,4054,3342],"stock_ticker":[],"class_list":["post-28174","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business","tag-nyseodp","tag-office-depot-inc","tag-office-depot-inc-nyseodp","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Office Depot Inc (NYSE:ODP) Store Cards Charges 27.99% Interest Rate - Wall Street PR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Office Depot Inc (NYSE:ODP) Store Cards Charges 27.99% Interest Rate - Wall Street PR\" \/>\n<meta property=\"og:description\" content=\"Boston, MA 08\/13\/2014 (wallstreetpr) \u2013 With income level going higher day by day, banks have become slightly more active than old days. Interest rates of [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\" \/>\n<meta property=\"og:site_name\" content=\"Wall Street PR\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WallStreetPR\/\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-13T13:09:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2014\/06\/Office-Depot-Inc.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"404\" \/>\n\t<meta property=\"og:image:height\" content=\"125\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Greg Folin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Greg Folin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174#article\",\"isPartOf\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\"},\"author\":{\"name\":\"Greg Folin\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/person\/09a8586a8976289812879bbc81ac988e\"},\"headline\":\"Office Depot Inc (NYSE:ODP) Store Cards Charges 27.99% Interest Rate\",\"datePublished\":\"2014-08-13T13:09:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\"},\"wordCount\":325,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#organization\"},\"image\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2014\/06\/Office-Depot-Inc.jpg\",\"keywords\":[\"NYSE:ODP\",\"Office Depot Inc\",\"Office Depot Inc (NYSE:ODP)\"],\"articleSection\":[\"Business\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/office-depot-inc-nyseodp-store-cards-charges-27-99-interest-rate-28174\",\"name\":\"Office Depot Inc (NYSE:ODP) Store Cards Charges 27.99% Interest Rate - 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