{"id":139514,"date":"2026-07-18T08:00:25","date_gmt":"2026-07-18T12:00:25","guid":{"rendered":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514"},"modified":"2026-07-18T08:00:25","modified_gmt":"2026-07-18T12:00:25","slug":"skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth","status":"publish","type":"post","link":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514","title":{"rendered":"Skip two years of college debt and give your family a lifetime of wealth"},"content":{"rendered":"
\n

My grandfather advised my dad to skip buying coffee and to set that money aside for retirement. My dad taught me the same lesson. Given the cost of everything today \u2014 and the relatively paltry cost of coffee compared to healthcare and housing \u2014 it can be hard to take that advice seriously. This is especially true for elder Millennials and Gen X parents<\/a> who are sending their kids off to four-year schools that cost over $100,000, plus interest.<\/p>\n

The good news is that these parents do have a simple solution \u2014 one that can not only secure their own financial future but also set their kids up for retirement a half-century from now. They should seriously consider the value that community college and blue-collar certification programs will bring to the entire family’s financial legacy.<\/p>\n

Let’s start with the sticker shock. The annual cost of<\/a> an undergraduate degree is over $38,000. Annual attendance at a community college costs, on average, about $3,890 \u2014 roughly 10% of the price of a four-year school. Students earning a two-year associate’s degree could save almost $70,000 for virtually the same first two years of education their peers receive at “prestigious” institutions.<\/p>\n

But the raw tuition savings don’t tell the whole story. Over half of student loans are federally backed, and last school year’s lowest interest rate on those loans was 6.39%. Paying back the difference \u2014 $68,220 \u2014 these loans at $500 a month would cost an additional $53,851 in interest \u2014 a total of over $122,000 repaid to get back to zero.<\/p>\n

BESSENT CREDITS TRUMP IMMIGRATION POLICIES WITH HELPING RETURN JOBS TO AMERICANS AS WAGE GAINS RESUME<\/strong><\/a><\/p>\n

Compare that to paying under $8,000 cash for two years of community college. That’s a $114,000 swing over the roughly 20 years it takes to pay off the first two years of a borrowed four-year degree.<\/p>\n

Instead of making banks richer, parents and their children would be set up for the American Dream, whatever that looks like for them.<\/p>\n

ARKANSAS STUDENTS OUTPERFORM NATIONAL AVERAGE AFTER UNIVERSAL SCHOOL CHOICE EXPANSION, GOVERNOR SAYS<\/strong><\/a><\/p>\n

Now, consider the kid who starts earning at 20 because he pursued a certification program that gave him a strong starting wage, real benefits and something white-collar workers can no longer take for granted: job security in the artificial intelligence (AI)<\/a> era.<\/p>\n

Plumbers made a median income of $62,970 in 2024, with the Bureau of Labor Statistics projecting<\/a> steady pay growth<\/a> through 2034. That income and security come for the average cost of around $3,000 in training plus the requisite tools and licensing \u2013 still a lot cheaper than a debt-laden college education. Electricians require a bit more educational investment but have double the job growth projected by 2034, along with high income potential when their career is still very young.<\/p>\n

Jensen Huang of Nvidia has said skilled manufacturing trades will earn six-figure salaries. But even if you don\u2019t believe the billionaire with a vested interest, that trend was already on its way before data centers. Blue-collar workers of all types already had decades of critical employment in front of them due to supply and demand (few Millennials work with their hands) and the backlog of deferred maintenance in homes, schools, commercial buildings, highways and bridges.<\/p>\n

After all, you can’t train a model to snake a drain.<\/p>\n

Picture your kid at 35, debt-free, with a solid 15-year career under his belt already. Maybe he\u2019s thriving in his starter home, with an easy mortgage payment. Maybe he\u2019s already got a couple of kids running around because debt didn\u2019t intimidate him out of starting a family.<\/p>\n

CLICK HERE FOR MORE FOX NEWS OPINION<\/strong><\/a><\/p>\n

Instead of spending tens of thousands on the promise of a white-collar career that may be disrupted by AI, parents can watch their kids earn tens of thousands of dollars before they are allowed to drink.<\/p>\n

Grandpa’s coffee lesson was always just to show that small, consistent financial decisions compound into life-changing outcomes. The difference now isn’t a few dollars a day \u2014 it’s a few thousand a year, with interest payments stretching into middle age, versus a $3,890 golden goose.<\/p>\n

That\u2019s worth a celebration. Tell Grandpa you\u2019re taking him out for a latte.<\/p>\n

CLICK HERE TO READ MORE FROM DUSTIN SIGGINS<\/strong><\/a><\/p>\n<\/div>\n

Source – https:\/\/www.foxnews.com\/opinion\/skip-two-years-college-debt-give-family-lifetime-wealth <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

My grandfather advised my dad to skip buying coffee and to set that money aside for retirement. My dad taught me the same lesson. Given […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"twitter_2902945987_2902945987":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","footnotes":""},"categories":[16563],"tags":[],"stock_ticker":[],"class_list":["post-139514","post","type-post","status-publish","format-standard","hentry","category-market-news","entry"],"acf":[],"yoast_head":"\nSkip two years of college debt and give your family a lifetime of wealth - Wall Street PR<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skip two years of college debt and give your family a lifetime of wealth - Wall Street PR\" \/>\n<meta property=\"og:description\" content=\"My grandfather advised my dad to skip buying coffee and to set that money aside for retirement. My dad taught me the same lesson. Given […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\" \/>\n<meta property=\"og:site_name\" content=\"Wall Street PR\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WallStreetPR\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-18T12:00:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2021\/06\/businessman-showing-business-evolution1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"715\" \/>\n\t<meta property=\"og:image:height\" content=\"423\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#article\",\"isPartOf\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/person\/6e00efa2abc413bdc0bca51a90c54d36\"},\"headline\":\"Skip two years of college debt and give your family a lifetime of wealth\",\"datePublished\":\"2026-07-18T12:00:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\"},\"wordCount\":706,\"publisher\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#organization\"},\"articleSection\":[\"Market News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\",\"name\":\"Skip two years of college debt and give your family a lifetime of wealth - Wall Street PR\",\"isPartOf\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#website\"},\"datePublished\":\"2026-07-18T12:00:25+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cablemanpro.com\/wallstreetpr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Skip two years of college debt and give your family a lifetime of wealth\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#website\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/\",\"name\":\"Wall Street PR\",\"description\":\"Latest News From WallStreet\",\"publisher\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cablemanpro.com\/wallstreetpr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#organization\",\"name\":\"Wall Street PR\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2019\/10\/brand-logo.png\",\"contentUrl\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2019\/10\/brand-logo.png\",\"width\":537,\"height\":70,\"caption\":\"Wall Street PR\"},\"image\":{\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/WallStreetPR\/\",\"https:\/\/x.com\/WallstreetPRs\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/person\/6e00efa2abc413bdc0bca51a90c54d36\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg\",\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg\",\"contentUrl\":\"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg\",\"caption\":\"admin\"},\"url\":\"https:\/\/cablemanpro.com\/wallstreetpr\/author\/admin\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Skip two years of college debt and give your family a lifetime of wealth - Wall Street PR","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514","og_locale":"en_US","og_type":"article","og_title":"Skip two years of college debt and give your family a lifetime of wealth - Wall Street PR","og_description":"My grandfather advised my dad to skip buying coffee and to set that money aside for retirement. My dad taught me the same lesson. Given […]","og_url":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514","og_site_name":"Wall Street PR","article_publisher":"https:\/\/www.facebook.com\/WallStreetPR\/","article_published_time":"2026-07-18T12:00:25+00:00","og_image":[{"width":715,"height":423,"url":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2021\/06\/businessman-showing-business-evolution1.jpg","type":"image\/jpeg"}],"author":"admin","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#article","isPartOf":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514"},"author":{"name":"admin","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/person\/6e00efa2abc413bdc0bca51a90c54d36"},"headline":"Skip two years of college debt and give your family a lifetime of wealth","datePublished":"2026-07-18T12:00:25+00:00","mainEntityOfPage":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514"},"wordCount":706,"publisher":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#organization"},"articleSection":["Market News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514","url":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514","name":"Skip two years of college debt and give your family a lifetime of wealth - Wall Street PR","isPartOf":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#website"},"datePublished":"2026-07-18T12:00:25+00:00","breadcrumb":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/skip-two-years-of-college-debt-and-give-your-family-a-lifetime-of-wealth-139514#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cablemanpro.com\/wallstreetpr\/"},{"@type":"ListItem","position":2,"name":"Skip two years of college debt and give your family a lifetime of wealth"}]},{"@type":"WebSite","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#website","url":"https:\/\/cablemanpro.com\/wallstreetpr\/","name":"Wall Street PR","description":"Latest News From WallStreet","publisher":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cablemanpro.com\/wallstreetpr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#organization","name":"Wall Street PR","url":"https:\/\/cablemanpro.com\/wallstreetpr\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/logo\/image\/","url":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2019\/10\/brand-logo.png","contentUrl":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2019\/10\/brand-logo.png","width":537,"height":70,"caption":"Wall Street PR"},"image":{"@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/WallStreetPR\/","https:\/\/x.com\/WallstreetPRs"]},{"@type":"Person","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/#\/schema\/person\/6e00efa2abc413bdc0bca51a90c54d36","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg","url":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg","contentUrl":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-content\/uploads\/2022\/09\/360_F_336393115_5gCUfwn76x3MJaCJMYDKLoRebkC8QyrL-300x300.jpg","caption":"admin"},"url":"https:\/\/cablemanpro.com\/wallstreetpr\/author\/admin"}]}},"_links":{"self":[{"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/posts\/139514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/comments?post=139514"}],"version-history":[{"count":0,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/posts\/139514\/revisions"}],"wp:attachment":[{"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/media?parent=139514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/categories?post=139514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/tags?post=139514"},{"taxonomy":"stock_ticker","embeddable":true,"href":"https:\/\/cablemanpro.com\/wallstreetpr\/wp-json\/wp\/v2\/stock_ticker?post=139514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}